Facebook Finance PayJoy

Consumer finance for the next billion

Increase your sales

Customers register for PayJoy at a local merchant with their Facebook account, phone number, and government issued I.D.

Merchants install the PayJoy software on the new phone. Once the purchase is paid in full, the phone is fully unlocked!

Customers choose a smartphone, make a reasonable deposit, and choose the 3, 6, 9, or 12 month payment plan that works for them